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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Deseret First Credit Union and Deseret First Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Deseret First Investment Services and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Deseret First Credit Union or Deseret First Investment Services. Securities and insurance offered through LPL or its affiliates are:

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